Harley-Davidson® Insurance Services

Your Harley-Davidson® Motorcycle is about more than legendary looks and timeless engineering.  It’s about the simple freedom of the open road and protecting it from the risks.

HARLEY-DAVIDSON® MOTORCYCLE INSURANCE allows you to select from a range of covers to suit your individual needs for your peace of mind.  These policies are specifically designed for Harley-Davidson® motorcycles and their owners.



Having an insurance company that understands your needs and that of the Harley-Davidson® brand is extremely important.  Harley-Davidson® Insurance Services are specifically designed for Harley-Davidson® bikes and riders which is hugely beneficial, especially during a claim.  This means your motorcycle is handled by like-minded people who understand motorcycling.  We have found that Harley-Davidson® Insurance Services offer a fast outcome on claims with the best solutions and minimal amount of fuss.

Another advantage is that Harley-Davidson® Insurance Services will cover customisation (subject to fair market valuation of your motorcycle and accessories.)
 


H.O.G.® Member & Full Cover Benefits:
Features and Benefits H.O.G.® member Full Cover
Agreed Value Policy
24/7 Harley™ Assist
Repairs using Genuine Harley-Davidson parts (unless aftermarket fitted)
Repairs carried out by authorised Harley-Davidson Agents
Riding apparel cover $10,000 ($5000 rider $5000 passenger)
Accommodation cover following an event up to $500
Drive Belts (Must be sudden external cause)
club & Track day cover
Transit cover Windscreen and lenses
Fatal Accident cover up to $5000
Medical expenses up to $500
Cover for a replacement motorcycle, valued at less than $65000 for 30 days from the date of purchase
Keys and Locks (up to $1000 with a $100 excess)
Optional named rider policy $20,000,000
Third party Liability cover
Reparation cover
Faultless Excess
Monthly payment options
Transfer of car No claims bonus to motorcycle up to a maximum rating of rating 2 (riders over 21 with Full motorcycle licence)
Coverage throughout New Zealand
Other Cover options available: Third-Party Fire Theft, Third Party Only, Laid Up (storage, restoration)

This is a summary only. Please refer to the policy document for full details

https://www.swanninsurance.co.nz/Insurance/Documents/SWN0144-3_Harley_Davidson_Motorcycle_Insurance_PW_12-15_HR_FINAL.pdf




H.O.G™ stands for Harley® Owners Group and is the largest motorcycle membership in the world with close to 1 million members.  First you must be a member of H.O.G™  which is an international membership, then join your local chapter.  The Harley® Owners Group is a group of like-minded individuals with the common theme of riding and having fun.  There are financial benefits to being a H.O.G™ member including insurance benefits.  When you purchase a new Harley-Davidson® motorcycle you will receive 1 year free membership to H.O.G™ and ECH-D® will provide you with 1 year free membership to the East Coast H.O.G™ chapter.  This will be explained further upon collection of your motorcycle. 

Find out more here about joining H.O.G™



Full Cover
This provides the most comprehensive cover available within Harley-Davidson Insurance Services.* It protects your bike against accidental damage, fire, and theft, as well as covering your legal liability for damage to other people’s property and bodily injury.

Third Party, Fire & Theft
This provides less protection than full cover. Nevertheless, it provides valuable cost-effective cover.  

Fire, Theft & Storage
This provides a valuable cost-effective cover primarily for restoration and unregistered motorcycles.

Third Party Only
This insures you for up to $20,000,000 for your legal liability to pay compensation for damage to someone else’s property as a result of an accident involving your motorcycle.





Request a quote to obtain pricing and to find out more.  One of our sales consultants will be in touch.

REQUEST A QUOTE



If you are ready to move forward, complete the form below and email to contact@eastcoasthd.co.nz to apply for cover*.  Alternatively drop the completed form into ECH-D®.
*Confirmation of cover will be provided upon disclosure and acceptance.

COMPLETE INSURANCE APPLICATION FORM






ECH-D® is fully equipped to complete repairs on your Harley-Davidson® motorcycle.  We work very closely with Harley-Davidson® Insurance Services to provide the best possible outcomes for you with the minimal amount of down-time possible.

Should there be a time where you need to get things sorted,  simply call ECH-D® and let us know that you will be making a claim.  We can facilitate collection and transfer of your damaged motorcycle or facilitate a replacement if your bike is stolen.  Download and complete the below Motorcycle Claim Form.  The repair / replace process will then be initiated.

MOTORCYCLE CLAIM FORM





Harley™ Assist Ph 0800 48 48 48.  Take option 1 for Assistance
 
Harley-Davidson® Insurance Services will provide Harley™ Assist service for the motorcycle during the period of insurance cover  - you won’t have to pay an excess for any of these Harley™ Assist benefits where Harley™ Assist pays any costs.
 
What you’ll get:

Roadside assistance
Harley™ Assist will:
(a) Pick up the motorcycle if it has a flat tyre, and (b) provide 5 litres of fuel if the motorcycle is out of fuel, and (c) jump-start the motorcycle if it has a flat battery, and (d) make minor or temporary adjustments at the roadside to mobilise the motorcycle, where possible and if safe to carry out at the roadside, if the motorcycle suffers mechanical or electrical damage or failure.

Harley™ Assist will arrange to transport the motorcycle to the nearest approved repairer or place of safety if the motorcycle suffers mechanical or electrical damage or failure and:
(a) cannot be easily mobilised at the roadside, or (b) requires replacement parts.  If, at the time of the damage or failure, the motorcycle included a sidecar or was towing a trailer, that will also be transported.  Harley™ Assist will pay up to $550 per event. You will need to pay any additional cost directly to the attending provider.

Accident assistance
HarleyTM Assist will help to co-ordinate the following services if your motorcycle is involved in an accident or stolen:
1. transport of the motorcycle to the nearest approved repairer or place of safety, and 2. transport for you and any passengers on the motorcycle to continue your journey.  You are responsible for all costs associated with this ‘Accident assistance’ benefit (These costs are covered under your policy as part of an accepted claim) 


H.O.G Member Additional Benefits
 
The following Harley™ Assist benefits only apply if you’re a H.O.G.® member and this is shown in the schedule.

Keys
Harley™ Assist will arrange for the retrieval of a spare key if you lose your keys. The most Harley™ Assist will pay for any event is $150.

Away-from-home breakdown assistance
Harley™ Assist will cover:
1. alternative transport costs for you, and any passengers on the motorcycle, from the place where the mechanical or electrical damage or failure occurred to your home or to your nearest immediate destination, or 2. additional accommodation costs for you and any passengers on the motorcycle to stay near the place where the mechanical or electrical damage or failure occurred while the motorcycle is being repaired, or 3. rental vehicle costs for you to continue your journey, as long as:
(a) the motorcycle suffers mechanical or electrical damage or failure more than 100kms from your home, and (b) the motorcycle is expected to be disabled for more than 24 hours.  Harley™ Assist will arrange these services on your behalf.  The most HarleyTM Assist will pay for any event is:  (i) $360 for alternative transport costs, or (ii) $120 per night of additional accommodation for up to 3 consecutive nights, or (iii) $120 per day of car rental for up to 3 consecutive days.

Motorcycle recovery
Harley™ Assist will arrange to transport the motorcycle to your home or to another agreed place after the motorcycle has been repaired, if: (a) the motorcycle suffers mechanical or electrical damage or
failure more than 100kms from your home, and (b) the motorcycle is expected to be disabled for more than 24 hours, and (c) you have continued with your journey, or returned home, while the motorcycle was being repaired.  Harley™ Assist will pay up to $550 per event. You will need to pay any additional cost directly to the attending provider.

Medical Advice
Harley™ Assist will provide 24hour medical advice to you and any passengers on the motorcycle. This service also includes referral to doctors and other emergency services.
 
Legal Advice
Harley™ Assist will provide phone-based legal advice to you in relation to the use and ownership of the motorcycle.
 
What isn’t covered?
1. HarleyTM Assist will not assist:
(a) with costs relating to parts, labour and any associated costs from the repair of the motorcycle under the assistance programme, including but not limited to replacement batteries and tyres, or (b) where the motorcycle: (i) has been left unattended, or (ii) requires specialised salvage equipment, or (iii) is not within easy access of a public road that is negotiable by a two wheel drive vehicle, or (iv) cannot be accessed due to extreme conditions such as snow, ice, flooding, road slips or the like, or (v) was being used for competitions or off-road activity, or (vi) was involved in an accident or collision, or (vii) was being misused, or (c) motorcycles used in racing, rallies, speed or duration testing or any practice thereof, or (d) rental vehicles, couriers and taxis, or (e) with loss or damage to the contents of the motorcycle.  See also ‘Exclusions that apply to the whole policy’ on page 21 and ‘Policy conditions’ on page 24.
 
Harley™ Assist will pay up to $550 per event. You will need to pay any additional cost directly to the attending provider.